Most Americans underestimate how long they’ll live. As a result, many people face the possibility of running out of retirement savings before they die, which can impact their quality of life while they live.

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Recently, the folks at Merriam-Webster Dictionary announced that “culture” is their 2014 Word of the Year. Why is culture suddenly the right lens to look at all kinds of different sets of ideas, attitudes and behaviors?

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On our most recent visit to the Humphrey School of Public Affairs, we heard a lot about K-12 education and were reminded of both the importance and the complexity of education policy.

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Facts and figures stimulate the rational side of one’s brain and are essential to support any decision or strategy, but rarely spark passion, motivate behavior or induce loyalty in the face of barriers. Motivation comes from connecting the rational to the emotional in service to a complete pathway of thinking and feeling.

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