In July the U.S. Treasury announced the cancellation of myRA (my Retirement Account), a starter-retirement-savings product they launched in 2015 to help people without access to employer-sponsored retirement plans. The Treasury developed this product, under the Savings Bond authority of the government, in recognition of the growing retirement-savings crisis in the United States. It built […]
New research by America Saves, in partnership with Artemis Strategy Group, explores who Committed Savers are, what triggered and/or accelerated their savings, what barriers they encountered in their savings journey, what steps they took to overcome these challenges, and how well they succeeded. Read the full press release and download the survey summary and data.
America has a saving problem. New savings research provides ideas on how to help, by providing three steps that can help motivate Americans to build a habit of saving.
The ants and the grasshopper: Who’s motivated to save? A brief discussion of retirement savings motivations and behaviors today, with a focus on current American saving trends.
We asked about the state of Americans’ mental health and found that one-third faced mental or emotional health challenges in the past year.
Our clients at Ameriprise recently released the results of a study we conducted with them about how millionaires built their savings. The headline finding: Investors with $1 million or more say “financial planning and investing” is the No. 1 action that helped them build wealth, followed by “making a good income” and “living within my […]
We worked with our partners at the Alliance for Lifetime Income and CANNEX on the most recently released installment of the Protected Retirement Income and Planning [PRIP] Study, a joint research effort focused on both investors and financial professionals, designed to better understand and forecast retirement income trends. This is the third chapter of a […]
We worked with our partners at the Alliance for Lifetime Income and CANNEX on the most recently released installment of the Protected Retirement Income and Planning [PRIP] Study, a joint research effort focused on both investors and financial professionals, designed to better understand and forecast retirement income trends. This is the first wave of a […]
Retirement-age investors are attuned to low interest rates and inflation, and are open to professional financial help to navigate these economic conditions, according to our recent study for Global Atlantic.
