A recent article published by The Atlantic titled “The Secret Shame of Middle-Class Americans” has been widely shared and discussed over the past couple of weeks—and not just in our circles. Writer Neal Gabler begins his piece with this startling statement: “Nearly half of Americans would have trouble finding $400 to pay for an emergency. I’m […]
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This is a continuation of notes from the Federal Reserve’s 2015 Economic Mobility conference, a gathering that brings together thinkers from around the country who are focused on understanding the forces impacting the economic health of Americans. This conference was built strongly around an assessment of how the American Dream concept has been challenged, and […]
The Federal Reserve Bank conducts a bi-annual community development conference. At this year’s event, it was noted that America is dividing increasingly into two broad population groups: “Thrivers” and “Strugglers”.
The availability of new information, presented in more informative ways and often via mobile devices, frees people to move into new levels of understanding about their personal finances.
Our Motivation Research continually reinforces an important lesson: People often know they should make a change. They just don’t want to be TOLD they should change.
Consumers use and expect technology tools to address the full range of their financial needs. These tools factor into our financial research that focuses on strategies to improve the financial literacy and balance sheets of all Americans.